Disclaimer
Last updated: February 24, 2026
IMPORTANT LEGAL NOTICE — PLEASE READ CAREFULLY
Riding a Heater ("the Site," "we," "us," or "our") is an educational and informational platform. We are not a registered investment adviser, broker-dealer, financial planner, financial analyst, or securities dealer. We do not operate a sportsbook, casino, lottery, or any trading platform. We do not accept wagers, execute trades, or manage money on behalf of any user. All content — including but not limited to articles, guides, calculators, tools, AI-generated analysis, and data displays — is provided for general educational and informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of professional advice.
Not Financial, Investment, or Trading Advice
Nothing on this Site constitutes financial advice, investment advice, trading advice, or any recommendation to buy, sell, hold, or trade any security, cryptocurrency, commodity, derivative, forex pair, or other financial instrument. The content published on this Site is not tailored to the investment needs of any specific person. Any financial decisions you make are solely your responsibility.
We are not registered with the U.S. Securities and Exchange Commission (SEC), the Commodity Futures Trading Commission (CFTC), the Financial Industry Regulatory Authority (FINRA), the National Futures Association (NFA), or any state securities regulatory authority. We are not licensed or qualified to provide financial, investment, or trading advice in any jurisdiction.
You should always consult with a qualified, licensed financial advisor, investment professional, or tax professional before making any investment or trading decisions. Do not rely on any content on this Site as a substitute for professional financial advice.
Day Trading, Securities & Financial Markets Disclaimer
Day trading is extremely risky and is not suitable for most investors. According to multiple academic studies and regulatory findings, the vast majority of day traders lose money. The SEC, FINRA, and CFTC have all issued warnings about the risks of day trading. You should be prepared to lose all of the funds that you use for day trading.
Specific risks include but are not limited to: You may sustain a total loss of your initial investment and any additional funds deposited with your broker to maintain your position. If the market moves against your position, you may be required to deposit additional funds on short notice to maintain your position (margin call). If you fail to meet a margin call, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account. Day trading on margin involves substantially higher risk than cash trading. Under FINRA rules, pattern day traders must maintain a minimum of $25,000 in equity in their margin accounts.
The content on this Site regarding stocks, options, ETFs, bonds, futures, forex, cryptocurrencies, and other financial instruments is purely educational. Any mention of specific securities, tickers, trading strategies, chart patterns, technical indicators, or market conditions is for illustrative and educational purposes only and should not be construed as a recommendation to buy, sell, or hold any security or financial instrument.
Past performance is not indicative of future results. Any historical data, backtested results, hypothetical performance, or simulated trading results presented on this Site are for educational purposes only. Hypothetical or simulated performance results have inherent limitations. Unlike actual trading records, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under- or over-compensated for the impact of certain market factors, such as lack of liquidity. Simulated trading programs are generally designed with the benefit of hindsight.
No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. There is no guarantee that any trading strategy or method discussed on this Site will result in profits or will not result in losses.
Cryptocurrency & Digital Asset Disclaimer
Cryptocurrency and digital asset markets are highly volatile, speculative, and largely unregulated. Prices can fluctuate dramatically in very short periods. You may lose your entire investment. Cryptocurrency is not legal tender in most jurisdictions and is not backed by any government or central bank.
The regulatory status of cryptocurrencies varies by jurisdiction and is subject to rapid change. Some jurisdictions have banned or restricted cryptocurrency trading. It is your sole responsibility to determine the legality of cryptocurrency activities in your jurisdiction.
Any mention of specific cryptocurrencies, tokens, DeFi protocols, exchanges, or blockchain projects on this Site is for educational purposes only and does not constitute an endorsement or recommendation. We do not verify the legitimacy, security, or regulatory compliance of any cryptocurrency project mentioned on this Site.
Forex, Futures & Derivatives Disclaimer
Trading foreign exchange (forex), futures, options, and other derivatives carries a high level of risk and may not be suitable for all investors. The high degree of leverage available in forex and futures trading can work against you as well as for you. Before deciding to trade these instruments, you should carefully consider your investment objectives, level of experience, and risk appetite.
The possibility exists that you could sustain a loss of some or all of your initial investment. You should not invest money that you cannot afford to lose. You should be aware of all the risks associated with foreign exchange and futures trading and seek advice from an independent financial advisor if you have any doubts.
Any opinions, news, research, analyses, prices, or other information contained on this Site regarding forex, futures, or derivatives is provided as general market commentary and does not constitute investment advice. We will not accept liability for any loss or damage, including without limitation any loss of profit, which may arise directly or indirectly from the use of or reliance on such information.
Gambling Disclaimer
Gambling involves substantial risk of financial loss. Sports betting, casino gaming, and lottery participation all carry significant risk. The house has a mathematical edge in virtually all forms of gambling. Most gamblers lose money over time. This is a mathematical certainty, not an opinion.
The information provided on this Site — including but not limited to articles, glossary definitions, calculator outputs, simulator results, AI-generated analysis, odds comparisons, and sportsbook reviews — is intended solely for educational purposes. Nothing on this Site should be interpreted as a recommendation, endorsement, or encouragement to gamble.
No guaranteed outcomes. No betting system, strategy, calculator, or AI tool can guarantee winning results. Mathematical concepts like Expected Value and the Kelly Criterion describe long-term statistical tendencies — they do not predict the outcome of any individual event.
Legal compliance is your responsibility. Online gambling laws vary by jurisdiction. It is your sole responsibility to determine whether online gambling is legal in your jurisdiction before placing any wager. We do not provide legal advice.
Earnings & Results Disclaimer
Any references to income, earnings, financial results, or performance on this Site (including in product descriptions, testimonials, case studies, or educational examples) are illustrative examples only and are not guarantees of results. Individual results will vary based on many factors including but not limited to: your knowledge, experience, discipline, capital, market conditions, and the inherent randomness of financial markets and gambling outcomes.
The Heater and other premium tools are educational analysis tools. They do not guarantee profitable outcomes. The AI-generated analysis is based on mathematical models and publicly available data. It should be used as one input in your decision-making process, not as the sole basis for any wager or trade.
We make no representation that any user will or is likely to achieve profits or avoid losses. The typical result for most gamblers is a net financial loss. The typical result for most day traders is a net financial loss. If you choose to gamble or trade, do so responsibly and only with funds you can afford to lose entirely.
In accordance with FTC guidelines (16 CFR Part 255), any endorsements or testimonials on this Site reflect the honest opinions of the individuals providing them. However, individual experiences and results are not typical, and your results may differ materially.
AI Tool & Calculator Disclaimer
Our AI-powered tools and calculators use mathematical models and large language models to generate analysis and educational content. AI-generated outputs may contain errors, inaccuracies, or outdated information. Calculator results are based on the inputs you provide and the mathematical formulas used — they do not account for all real-world variables such as fees, slippage, taxes, or changing market conditions.
AI analysis should not be relied upon as the sole basis for any gambling, trading, or investment decision. The AI does not have access to real-time market data, proprietary research, or insider information. Always verify important information independently and consult qualified professionals before making financial decisions.
Third-Party Data, Links & Content
This Site may display data, prices, charts, or information sourced from third-party providers. We do not guarantee the accuracy, completeness, or timeliness of any third-party data. Market data may be delayed and should not be used as a basis for trading decisions. Always verify data with your broker or a real-time data provider.
This Site may contain links to third-party websites, products, or services. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party sites is at your own risk.
Affiliate & Advertising Disclosure
This Site may contain affiliate links and advertising. When you click on an affiliate link and make a purchase or sign up for a service, we may receive a commission at no additional cost to you. In accordance with FTC guidelines, we disclose that we have financial relationships with some of the companies, products, and services mentioned on this Site.
While we strive to provide honest and objective information, the presence of affiliate relationships means we have a financial incentive to recommend certain products or services. You should independently evaluate any product or service before making a purchase decision.
Sportsbook reviews, broker reviews, and platform reviews on this Site are editorial assessments. Affiliate compensation may influence which products are reviewed and where they appear, but it does not influence the substance of our reviews.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RIDING A HEATER, ITS OWNERS, OPERATORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — including but not limited to loss of profits, loss of data, loss of goodwill, or other intangible losses — resulting from (a) your access to or use of (or inability to access or use) the Site; (b) any conduct or content of any third party on the Site; (c) any content obtained from the Site; (d) unauthorized access, use, or alteration of your transmissions or content; or (e) any trading, investment, or gambling losses incurred as a result of using information obtained from this Site.
You expressly acknowledge and agree that we are not liable for any losses or damages arising from your reliance on any information, content, analysis, or tools provided on this Site. You use this Site and its content entirely at your own risk.
Need Help?
If you or someone you know has a gambling problem, help is available. Visit our Responsible Gaming page for resources, or contact the National Problem Gambling Helpline at 1-800-522-4700 (available 24/7).
